The New Disney Credit Card

What if you could turn your daily purchases into some hands-on Disney magic? Well now you can! Bank One is now offering a new Visa Disney credit card that provides you and your family with Disney rewards each time you use the card. You could turn your credit card debt into a fun-filled vacation for you and your family. The credit card company, Bank One, has partnered with the Walt Disney Company to offer this family-fun card to everyone who qualifies. You will be asked to pass a standard credit check with a major credit bureau before qualifying for the Disney Visa card.

How does it work?

When you make a purchase with your Disney credit card at your local grocery store, mall, or online store, you automatically earn points, or Disney rewards. These reward points accumulate with each purchase. As you earn points, you can shop the Disney Store, Disneyland Resort, Walt Disney World Resort, Disney Cruise Line, the Disney catalog, or DisneyStore.com for merchandise like DVD or Disney toys, vacation packages to your favorite Disney theme park, and other featured rewards, including travel and special passes.

Pros

The Disney credit card is a great way to put your credit card debt to good use. The credit card company is essentially giving you back some of what you spend.
There are no blackout dates for vacation packages earned with your Disney reward dollars.
Platinum card benefits
No annual fee
Reasonable interest rate
No interest for six months on several travel packages
Opportunities to save on Disney merchandise and travel packages


Cons 
As you accumulate Disney rewards, you also accumulate credit card debt. Unless you are skilled at managing your finances, this type of incentive program could cause you more trouble than it’s worth.
The more you buy, the more rewards you get. But don’t forget that the more you buy, the more interest you pay as well. The credit card company isn’t offering this deal out of charity for their customers. They want to make some money.

Special features

The Disney credit card has a unique card design that will delight families: Mickey Mouse on a sparkling red background. The card can be used as a family card by any member to help contribute to future vacation plans or holiday gift times. Consider giving the card to younger members of the family as a starter card that can be used for expenses away from home. The rewards can be enjoyed by the student or by the whole family.

The reward points are much more flexible that with other reward cards. You can use the points to gain entrance to a Disney theme park, access parking privileges, purchase merchandise online or at store locations or from the catalog. You can even use the points to purchase items inside the parks. With Disney Cruise Line, your options are limitless as you use your reward points to buy cruise tickets, entertainment, and the ultimate Disney experience.
To apply for a Disney Visa card, call 1-888-878-7222.

Sandy Joblin currently runs searchcreditcardnow.com, a credit card directory where you can browse, compare and apply online for the best credit card to meet your needs.

Article Source: http://EzineArticles.com/?expert=Sandy_Joblin

2009 WDW Free Dining for Disney VISA cardholders

Walt Disney World has announced the “Free Dining” promotion for the fifth consecutive year. Currently, the discount is only available to Disney VISA cardholders, so jump on this opportunity before it is released to the general public starting on March 30, 2009. With the “Free Dining” promotion, Disney resort guests who book a Magic Your Way package that includes both your Disney resort room and your Magic Your Way park passes, will receive the Disney Dining plan add-on for free for all guest three and older in their party.

Disney World guests will also be able to book the “Free Dining”, and upgrade to the Disney Deluxe Dining for the normal price difference, which is $31 for adults and $10 for children three to nine. The Wine and Dine option is also available at full price to add onto either the Basic or Deluxe dining plans.

Availability is extremely limited, and must be booked by June 21, 2000. To receive the Disney VISA cardholder discount, you must pay your deposit at time of booking with your Disney VISA, and you must pay the balance with your Disney VISA card as well, when due.

For more information, please contact our sponsor Mouseketrips.